Blog

Many people believe that when they file for bankruptcy that all of their debt will be forgiven. Unfortunately, not all debt can be discharged in bankruptcy. Although bankruptcy is designed to eliminate debt and help consumers start over some debt is exempt from bankruptcy. Some examples of debt that is non-discharged include: federal taxes state taxes local taxes most federal funded student [...]

Read more

Bankruptcy Exemptions

11 September, 2015 | Bankruptcy

For many people struggling with debt, bankruptcy offers the opportunity to escape mounting bills and wipe the slate clean. In fact, bankruptcy laws are intended to grant debtors who are having trouble paying their creditors a financial “fresh start.” These laws also help you keep certain types of property when you file for bankruptcy. If you live in New York, state and [...]

Read more

Are you facing foreclosure? If so, like most homeowners who are at risk of losing their homes, you might feel overwhelmed, worried and not familiar with the details of the complex financial and legal transactions relating to your default and mortgage. New York’s foreclosure process is long and complicated, but you can reduce the stress of foreclosure if you know what to [...]

Read more

If you are one of the thousands of New York homeowners at risk of foreclosure, it is important to be informed of your rights during the process. While no one wants to experience foreclosure, understanding the laws that protect homeowners will ensure your rights are preserved through the foreclosure process as you work to avoid losing your home. Your Rights before Foreclosure [...]

Read more

New York Divorce Process

28 February, 2015 | Divorce

Divorce isn’t usually an easy decision, and obtaining one isn’t a simple process. But understanding how to file for divorce in New York—and what to expect during the proceedings—can help to relieve some of the stress associated with getting divorced. Requirements for Getting a Divorce If you wish to file for a divorce in New York State, you must meet certain requirements. [...]

Read more

If you are considering getting a divorce in New York State, you must give a reason for ending your marriage when you file. Under New York’s Domestic Relations Law, there are seven different reasons, or grounds, for divorce. Irretrievable Breakdown or “No Fault” The newest, and perhaps most commonly used, grounds for divorce in New York is irretrievable breakdown, also known as [...]

Read more

If you are considering filing for bankruptcy, you have probably seen references to the bankruptcy means test as you research your options. But what is the bankruptcy means test? And will you have to take it if you file for bankruptcy? What is the Bankruptcy Means Test? Put simply, the bankruptcy means test is the method the government uses to determine whether [...]

Read more

preview page 1 2 3 4 5 next page