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Manhattan Bankruptcy Lawyer

Debt Relief Solutions for NYC, Manhattan, Brooklyn & Queens

The Law Office of Julio E. Portilla, P.C. provides bankruptcy services to individuals and businesses in Manhattan, Queens, and Brooklyn. If you are struggling to pay your bills, buried under an ever-increasing pile of debt, and have no foreseeable means of escape, then turn to our Manhattan bankruptcy lawyer for help. We have years of experience providing clients with personalized solutions that enable them to get a fresh start on life.

Our legal team assists clients with cases involving the following:

Together We'll Find The Right Option For You

The Law Office of Julio E. Portilla, P.C., is devoted to your case and personally handles it in its entirety. For more information on how we can help you, contact us today.

Benefits of Filing for Bankruptcy

If you are finding yourself behind on your mortgage payments, having difficulty keeping up with past due credit card payments, or receiving endless calls from creditors, filing for bankruptcy may be able to help you. Bankruptcy was designed to help people like you find a way out of debt so that you can start rebuilding your finances.

Bankruptcy can provide relief in many ways, including:

  • Eliminate most debts: Whether you are filing for Chapter 7, Chapter 11, or Chapter 13, you can wipe away most of your debt through discharging it or repaying it over time. You can eliminate debts such as medical bills, credit card payments, business debts, and more.
  • Stop creditor calls: When you file for bankruptcy, creditors are forbidden from contacting you for payments. This can relieve the stress from you so you can focus on resolving your debts.
  • Half foreclosure: Filing for bankruptcy will prompt the court to issue an automatic stay, which puts a stop to foreclosure proceedings and buy you time to resolve overdue mortgage payments.
  • Allow you to begin rebuilding credit: After your bankruptcy is complete, you will have a clean slate to start rebuilding your credit score over time. As long as you stay out of debt and maintain control of your finances, your credit should improve.

Bankruptcy may not be the right choice for everyone, but it can provide effective relief for most consumers and businesses. We can help you determine the right type of bankruptcy that suits you, and guide you through the process.

Which Bankruptcy Should I File?

  • Chapter 7 Bankruptcy: Chapter 7 is one type of bankruptcy that is available for individuals. It is also called straight bankruptcy or liquidation because most of your assets will be liquidated to pay off your debts.
  • Chapter 13 Bankruptcy: Chapter 13 is another type of bankruptcy available for individuals. This bankruptcy lasts for the duration of a debt repayment plan, from three to five years. General, unsecured creditors are usually only repaid a small percentage of what is owed, but past-due taxes must be paid in full, as well as arrearages on secured debt, such as a mortgage or car loan.
  • Chapter 11 Bankruptcy: Chapter 11 is a type of bankruptcy that is referred to as “business reorganization” bankruptcy. It is specifically aimed at relieving the debts of businesses and corporations. Businesses that file for Chapter 11 are able to continue with almost normal operation as a debtor-in-possession. It is designed to permit a business the ability both to restructure its debt and to reorganize its business operations.

How Our Bankruptcy Attorney Can Help You

When you're already stressed about your increasing debts, you should never have to go through additional stress trying to figure out bankruptcy laws and paperwork. Our Manhattan bankruptcy attorneys at Law Office of Julio E. Portilla, P.C. can guide you through every step of the process to help ensure your case runs smoothly.

A bankruptcy lawyer can provide guidance through the entire bankruptcy process, such as:

  • Helping you decide which bankruptcy chapter to file, or whether a bankruptcy alternative is better suited for your situation
  • Informing you of which debts can/can't be discharged and if bankruptcy exemptions apply to you
  • Completing and submitting your bankruptcy paperwork to help ensure all your financial data is accurate, including your debts, assets, income, expenses, etc.
  • Protect you from creditors who are violating the automatic stay
  • Negotiating with creditors
  • Providing education on how to rebuild your credit and financial stability

If you would like to explore debt relief solutions, contact us online or give us a call at (917) 909-6166.

Bankruptcy Options

Here to Guide You Through The Process
To discover the right debt relief solution for your situation, get in touch with the Law Office of Julio E. Portilla, P.C.. Our Manhattan divorce lawyer provides the individualized attention you deserve.

What Sets Us Apart?

The Difference is Clear
  • High-Quality Representation

    The majority of the firm's clients are referrals. This is a testament to their faith in Attorney Portilla's ability to provide the best legal counsel and advocacy.

  • Accessible

    When you hire Attorney Portilla you can count on transparent communication regarding your case and fast response times on all questions!

  • Convenient

    For your safety and convenience, The Law Office of Julio E. Portilla, P.C. offers phone and video consultations as well as same-day appointments.

  • Multilingual

    The team at The Law Office of Julio E. Portilla, P.C. is multilingual and serves its clients in English, Spanish and French.

  • Personalized Attention

    Attorney Portilla takes the time to listen, walk you through the process, and create a personalized strategy for your case.

  • Courtroom Experience

    Attorney Portilla is a proven litigator who has vast experience handling various cases types in a courtroom successfully.

Meet Our Dedicated Attorney Julio E. Portilla

"I will fight to protect your legal rights under the law."

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Stories from People We have Helped 

Read Our 5 Star Reviews 
  • He not only guided me in my most difficult moments, but he was determined and positive at all times.

    “Mr. Julio E. Portilla is a great attorney. His expertise in Bankruptcy law allowed me to help solve my case with the greatest success possible. I thank Julio so very much because he not only guided me ...”

    - Kat Sykes
  • He helped us every step of the way and made us feel so comfortable during a very difficult time.

    “Absolutely amazing attorney. I would not even think about retaining anyone else! He helped us every step of the way and made us feel so comfortable during a very difficult time. Mr. Portilla is very ...”

    - Anahida
  • He was there for me in my time of need when I thought I had no options.

    “Mr. Portilla was an excellent lawyer. He was there for me in my time of need when I thought I had no options. He was professional and was always available to help in any way he could.”

    - Iris
  • I never felt lost, and the entire process was very stress-free thanks to Mr. Portilla.

    “I was referred to the Law Office of Mr. Portilla by a friend. When I filed for bankruptcy I was very nervous. The minute I stepped into Julio's office and heard him speak I was put at ease. Julio ...”

    - Happy Client
  • He was there for us every step of the way and would recommend his services to anyone who needs a reliable lawyer.

    “Mr. Portilla previosly helped out my family so we knew his services were excellent. He was there for us every step of the way and would recommend his services to anyone who needs a reliable lawyer.”

    - A. Ovan

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