Manhattan Vehicle Repossession Lawyer

Reliable Legal Representation for Residents in Manhattan, Queens & Brooklyn

When you are facing insurmountable piles of debt, the anxiety and fear that follow can be overwhelming. However, this stress is only tripled when you are being hounded by repossession companies trying to take away your vehicle. The possibility of relinquishing your hard-earned car, truck, or any other automobile is likely to make you feel devastated, as if your world is crashing down around you.

When you do not have reliable transportation, getting to your job becomes even more challenging, which in turn makes it even more difficult to finally get rid of your debts. If you feel like the threat of repossession is weighing down on you, our team at the Law Office of Julio E. Portilla, P.C. is ready to lend a hand. Our Manhattan repossession attorney is very experienced at helping our clients take charge of their lives again.

Call us today at (917) 909-6166 to learn how you can avoid car repossession through the process of applying for bankruptcy.

Using Bankruptcy to Restructure Your Auto Loans

When the lender for your automobile is constantly pestering you to pay back your loans, you may be fearful about how to avoid repossession. After all, you have already been doing everything in your power to pay back your debts, so where is this extra money suddenly going to appear from? Thankfully, there is a sure way to get caught up on truck and car payments by using Chapter 13 bankruptcy.

When you file for Chapter 13, you will discover that it is one of the most optimum ways of getting debt relief. One of the primary benefits of Chapter 13 is that it greatly reduces the amount of money you have to give on a monthly basis. Then you are able to reorganize or restructure any partial remnants of the rest of the loans. Not only will this make your payment structure so much more manageable, but you can finally focus on paying back one debt at a time, including your loan for your vehicle.